The J-1 Visa is a type of nonimmigrant visa that allows individuals to participate in exchange visitor programs in the United States. These programs allow foreign nationals to come to the United States to study, work, or participate in cultural exchange programs.
The J-2 Visa is a derivative visa that allows the spouse and dependents of a J-1 Visa holder to come to the United States.
One important requirement for both J-1 and J-2 Visa holders is exchange visitor insurance. This insurance must meet certain requirements set by the U.S. Department of State, which sponsors the J-1 Visa program.
Exchange visitor insurance is required for the duration of the exchange visitor’s stay in the United States. It must provide coverage for medical expenses, including hospitalization and surgery, as well as medical evacuation and repatriation. The minimum coverage required is $100,000 per accident or illness.
There are several options for obtaining exchange visitor insurance. One option is to purchase a policy from a private insurance company. These policies can be purchased before or after arriving in the United States. It is important to carefully review the terms and conditions of the policy to ensure that it meets the requirements set by the U.S. Department of State.
Another option is to enroll in a group insurance plan offered by the exchange visitor’s host organization. This option is often more affordable than purchasing a policy from a private insurance company.
Exchange visitor insurance is an important aspect of the J-1 Visa program. It helps to protect exchange visitors and their families from the high costs of medical care in the United States. By ensuring that they have adequate coverage, exchange visitors can focus on their studies or work, knowing that they are financially protected in case of an accident or illness.